Privacy Practices

• We will never rent or sell your information or data to anyone. We never use or transfer your data for serving ads, including retargeting, personalized, or interest-based advertising;

• We will never provide any part of your information to anyone unless explicitly agreed by you.

• Please refer to our Privacy Policy for more information

 

Cloud Infrastructure

• Finacular is hosted on a Virtual Private Cloud on Amazon Web Services which provides a secure and scalable technology platform to ensure we can provide you services securely and reliably. Our infrastructure is launched in compliance with the AWS Well Architected Framework and from the security perspective incorporating practices from the AWS Cloud Adoption Framework.

• We use HTTPS protocol for our website and mobile applications (hereinafter referred to as “Platform”). All communication between the Platform and our servers are protected via 256bit encrypted HTTPS protocol. This prevents MITM (Man in the Middle) attacks on our platform and connection between us and our user is fully secure. We have strict network segmentation and isolation of environments and services in place.

 

Host Security

We use industry leading solutions around anti-virus, anti-malware, intrusion prevention systems, intrusion detection systems, file integrity monitoring, application control, application and audit log aggregation, and automated patching.

All our servers are launched using the Center for Internet Security Benchmarks for Amazon Linux.

 

Data Security

• The user log-in is based on One-Time Password (OTP) authentication on Finacular website and mobile application.

• All user data and internal stored data is protected by encryption at rest and sensitive data by application level encryption.

• We employ separation of environments and segregation of duties and have strict role-based access control on a documented, authorized & need-to-use basis.

• We use key management services to limit access to data except the data team.

• Stored data is protected by encryption at rest and sensitive data by application level encryption.

• We use data replication for data resiliency & disaster recovery, snapshotting for data durability and backup/restore testing for data reliability.

• We only use anonymized and aggregated data for internal analytics and business intelligence purposes.

 

Responsible Disclosure

• We at Finacular are committed to our user's data and privacy.

• We blend security at multiple steps within our products with state of the art technology to ensure our systems maintain strong security measures

• The overall data and privacy security design allow us to defend our systems from various attacks.

• If you are a security enthusiast or a researcher and you have found a possible security vulnerability on Finacular, we encourage you to report the issue to us responsibly

• You could submit a bug report to us at hello@finacular.in with detailed steps required to reproduce the vulnerability

• We shall put best of our efforts to investigate and fix the legitimate issues in a reasonable time frame, meanwhile, requesting you not to publicly disclose it.