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Holding too many mutual funds reduces gains
Should you invest in multiple mutual fund schemes from different mutual fund houses? India has more than 3000 mutual fund schemes running...
sanchitgarg5
3 min read


Increasing forecasting accuracy
We have often seen various experts trying to predict investments which could generate maximum returns in the next one year. While a few...
sanchitgarg5
2 min read


Mutual Funds: Regular Vs Direct plans
Difference between Regular & Direct plans. Why you should opt for a direct plan and avoid regular plans
sanchitgarg5
3 min read


Perils of Penny stocks
What are penny stocks, the risks associated with them and why they should be completely avoided.
sanchitgarg5
6 min read


Why Loan moratorium should be completely avoided
Understanding the loan moratorium and the additional interest cost associated with it.
sanchitgarg5
3 min read


Starting the investment journey
How to start building your investments - mostly around equity. Various investment options available.
sanchitgarg5
5 min read


Not doing research is not an option
How investors get lured by news paper articles, recommendations on news channels, stock tips, etc. Why you should do your own research.
sanchitgarg5
5 min read


No savings are small
Often people say that they barely have any monthly savings (specially people in the initial years of their career) and hence they don’t...
sanchitgarg5
2 min read


Does goal-based Financial Planning really work?
Typically, goal-based financial planning is done based on a top-down approach. In fact most of the literature and financial planning...
sanchitgarg5
4 min read


Part 3 - Rebalancing and Optimizing the portfolio
How do you go about rebalancing your portfolio to optimize your annual growth rate without taking unnecessary investment risk?
sanchitgarg5
6 min read


Impact of 1% and magic of Compounding
Why money should not be left in savings and low yield Bank Fixed deposits. Understanding power of compounding.
sanchitgarg5
4 min read


Part 2 -How fast is your overall Asset Portfolio Growing?
Finding out the overall value of all your assets combined and its long term growth rate
sanchitgarg5
3 min read


Part 1 - Journey towards Financial Freedom
Brief about me and my journey towards attaining Financial Independence
sanchitgarg5
3 min read


Should you invest in NPS (National Pension Scheme) just to save Tax?
The National Pension Scheme is a Social Security scheme introduced by the Central Govt for providing post-retiral benefits. Unlike many...
sanchitgarg5
4 min read


How index funds lead to mediocre results at the best
How index funds restrict your maximum growth to market returns? Composition of Index funds. Why equity mutual funds are better.
sanchitgarg5
7 min read


Part 4 -Building your “Wealth creation” plan
This is part 4 of my Financial Freedom Planning. In case you have not read my previous articles, I would suggest that you go through the...
sanchitgarg5
4 min read
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